Resilience in the housing system: The mortgage and housebuilding industries from the global financial crisis to Covid-19

Abstract

This is an interim report outlining the preliminary evidence of a project that seeks to examine the evolution of the housing system between the Global Financial Crisis (GFC) and the COVID-19 pandemic, and its early impacts. The project seeks to establish whether key market institutions were more resilient going into the COVID-19 pandemic than into the GFC. Focusing on two market institutions, namely the mortgage and the housing building industries, the first stage of the research involved a series of semi-structured interviews, examining five principal questions: How well was the industry able to withstand the shock of the GFC? How well was the industry and government able to learn from the shock? How has the industry adapted to changing markets? What has been the initial impact of COVID-19? What are the medium and longer term-impacts of COVID-19?

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http://eprints.gla.ac.uk/255570/